Find Work From Home – what is a reposesed home?
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Question by Skank: what is a reposesed home?
what about a manufactured home?
what about a reposesed, manufacured home?
Best answer:
Answer by wyattsmommy
A repossessed home is a home that was taken by the bank or mortgage holder due to someone not making there loan payments just like if you got your car repossessed. It is not a type of home.
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a manufactured home is like a double wide or trailor. Either way, Repo means repo. The bank or loan lender have taken control of the property due to nonpayment. Meaning the bank or lender now own the home. If you are enquiring to buy one beware. If you buy a home that has been repo’d you buy as is. If there is damage, or prior taxes owed or anything you bought it. You take care of it.
It is a home that the Bank has taken back from the buyers, since the buyers have defaulted on their payment(s)., hence the mortgage is the banks note on the house until the buyers have made their final and last payment which gives them the Title for the house.
I’m not sure about your second Question.
A repossessed home is a house along with the accompaning property or land whose ownership has reverted to a 2nd party ,the lender,that may have loaned the previous owner, the borrower, funds based upon the appraised value of the real property. Due to non payment by the borrower to the lender, based upon the lenders credit policies and a signed agreement between the two parties, the ownership of the house may revert to the lender. The exact proceedure for taking possession the the property may differ from state to state, but the ultimate result is that the property will be owner by the lender. They will to attempt to recover their investimate in the property by selling it in compliance with the various state laws. Many times the repossessed property is sold to the highest bidder at an advertised public auction.,
A repossessed manufactured home is handled similiar to a repossed home. The differenced is that the manufactured home may or may not have the real property, land, as a part of the ownership and ultimately the loan by the lender.
If no land exists with the manufactured home, there may be a title involved that is like an auto title. The title would have a lien on it to the lender. The lender also has a promissory and security agreement disclosing the terms of payment and the repercussion of non payment. If non payment occured, the lender may take possession of the unit and sell it according to that states laws. It may be sold at advertised public auction to the highest bidder. A repossessed manufactured home with land included would be handled like that of a repossed home.
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Godt fanget, Martin… 🙂
excellent capture………
Congratulations Martin Nikolaj!
This image was voted top 25% in group PhotoVotr by PhotoVotr users.
Rigtig godt fanget Martin også en udmærket kommentar 🙂 (Den er i øvrigt på vej hjem)
Det er smukt!
Set i ♥ Mit ædle Danmark ♥
Det er smukt!
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