Extra Money – What should i do with this extra money? ?

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Question by : What should i do with this extra money? ?
I have some extra money available after i pay all of my bills, deposit into my 401k, and put into my emergency fund. The opinion I would like to receive from everyone is this:
1. Should I pay more 74.00 more on my car payment a month to pay it off in 4 yrs instead of 5

Or
2. Should I put the extra 74.00 a month to the side for a future down-payment for a house?

Or

3. Put the 74.00 in my emergency fund?

More info: im 23 and just graduated. Trying to look ahead to my future but be smart at the same time.

Best answer:

Answer by Joe
just save it. keep it cuz it could always come in handy. and if you want to treat yourself to something at one point, you can dip into that stash

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